Fred C. Church, Inc. is an independent insurance agency headquartered in Lowell, Massachusetts. From offices throughout the Merrimack Valley and New Hampshire, we have served clients in all parts of New England since our founding in 1865.
With over 150 employees working in 9 offices, we provide insurance, employee benefits, and risk management expertise for individuals, corporations, associations, and other organizations. Combining strengths of our community involvement and outstanding service, Fred C. Church has a long history of commitment to non-profit organizations. Our clients include hospitals and other healthcare providers; museums and cultural institutions; schools and colleges; and, of course, churches and other religious organizations. We are proud of our association with so many not-for-profit entities, and committed to helping non-profit organizations in New England continue their good work through financial strength and intelligent risk management.
Church Mutual was founded on March 4, 1897, by two Lutheran pastors and eight laymen from two Merrill, WI congregations. The company's first policy was written on June 3 of that year.
For over 115 years, Church Mutual has specialized in insurance for religious organizations. Our market also includes religious related schools, camps, denominational offices, and senior living facilities. Our customers now number more than 100,000 religious institutions of all denominations. Church Mutual is the largest insurer of churches and other religious institutions in the United States.
Church Mutual markets most lines of commercial property and liability insurance, including multiple-peril, workers' compensation, professional liability, and commercial auto insurance. They do not offer life or health insurance.