Annual Election for Health Benefits

2018 HealthFlex Participants Annual Election

The Annual Election for 2018 HealthFlex benefits will be Nov. 1-16, 2017 

HealthFlex Plans remain the same for 2018:

  • Blue Cross Blue Shield B1000-P1 PPO Gold Plan,Cigna Dental Passive PPO 2000 Plan, VSP Exam Core and Flexible Spending Accounts

See our summary of benefits page

What you need to do:

  • Review your Personal Information and Dependents
  • Add or Drop Dependents from your Plan
  • Save Money through Flexible Spending Accounts (FSA):
    • Dependent Care Account (DCA) — $5,000 Annual Max Minimum: $300.
    • Medical Reimbursement Account (MRA) — $2,650 Annual Max Minimum: $300.
  • Review your 2018 Benefit Summaries and other helpful information

Important Rule: Flexible Spending Accounts Medical Reimbursement Account (MRA) and Dependent Care Account (DCA)

If you cease working during the plan year—whether due to retirement, termination of employment or a leave of absence—your coverage Medical Reimbursement Accounts (MRA): Flex Spending Account (FSA) and Dependent Care Account (DCA) is terminated your last day of employment. 

Only eligible expenses incurred before you stop working may be reimbursed from your FSA or DCA. Expenses incurred after your termination date are not reimbursable. Also, if your coverage terminates during the plan year you will have only 90 days after the date your coverage ends to submit claims for eligible expenses incurred before your termination date (i.e., before and including your final date of employment).

HealthFlex Participants Turning Age 65 during 2018

When a Participant with HealthFlex Benefits reaches age 65 they are eligible for our Group-Sponsored Medicare Advantage (PPO) Plan with UnitedHealthcare (UHC).  The UHC Group Medicare Advantage (PPO) plan includes United Healthcare Medical Plan, Guardian Dental Plan and Optum Rx Plan. 

Once enrolled onto the UHC Group Medicare Advantage (PPO) plan the following will be terminated:

  • HealthFlex coverage: (Blue Cross and Blue Shield Medical plan, Cigna Dental Plan, Optum RX Plan and Vision plan.
  •  Medical Reimbursement Accounts: Flexible Spending Account and Dependent Care Account.
  • Virgin Pulse
  • WebMD

Eligible expenses incurred prior to your HealthFlex Plan termination may be reimbursed from your Medical Reimbursement Accounts: Flexible Spending Account and Dependent Care Account.  Expenses incurred after your HealthFlex Plan termination date are not reimbursable. Also, if your coverage terminates during the plan year you will have only 90 days after the date your coverage ends to submit claims for eligible expenses incurred before your termination date (i.e., before and including your final day on the HealthFlex Plan).